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James Ray profile image

James Ray

Loan Officer
Movement Mortgage
NMLS ID # 82440

Movement Blog

Homes

October 4, 2022

Beating the #1 “credit killer”

One of the biggest "dings" to your credit is having an account in collections. But what exactly does "collections" mean? That's when an account falls seriously behind on its payments (around 3-6 months usually) and the creditor...

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James Ray profile image
James Ray
Loan Officer
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420 The Parkway, Ste E, Greer, SC 29650
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NMLS # 82440

State License #NC-I-139102, SC-MLO-82440, TN-113320, TX, VA-MLO-9500VA, AL-59712, AZ-0923272, FL-LO26063, GA-60954