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Gary Harwyn profile image

Gary Harwyn

Senior Loan Officer
Movement Mortgage
NMLS ID # 331391
126 Seven Farms Dr, Ste 170, Charleston, SC 29492
Dial Phone Number
p: (843) 224-5619
f: (843) 628-0789
Send E-mail to
e: gary.harwyn@movement.com

FHA

I don't have a lot of money for a down payment.

FEDERAL HOUSING ADMINISTRATION LOAN

If you’d love to buy a home but lack credit, a down payment, or are unable to cover closing costs, an FHA loan may be the solution. FHA financing was developed to provide homebuyers with an alternative to conventional financing and include attractive and flexible guidelines.

Need a boost?

Click and see how Movement Boost could help with your down payment.*

*For qualified borrowers. Additional restrictions apply

Find out more about this program and eligibility requirements from your Movement Mortgage loan officer.

  • Low 3.5% down payment
  • 100% gift funds – the entire 3.5% down payment can be a gift from parents, relatives or an employer.
  • FHA allows seller to give up to 6% of the home’s purchase price to an FHA buyer to pay for closing costs and pre-paid costs.
  • Flexible credit qualifying – because it is government-backed, it’s possible to qualify for an FHA loan with a lower credit score than on conventional loan programs
  • Upfront mortgage insurance may be financed or paid in cash.
  • May also be an option for borrowers with limited equity looking to refinance.
  • Ability to choose from a fixed-rate or adjustable rate
Gary Harwyn profile image
Gary Harwyn
Senior Loan Officer
Wondering how much home you can afford? Let’s talk about your next move!
126 Seven Farms Dr, Ste 170, Charleston, SC 29492
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NMLS # 331391

State License #FL-LO64180, GA-331391, MD-Temporary Authority, NC-I-197547, SC-BFI-MLO - 331391, WA-MLO-331391