Header Banner

Pay less interest on the debt you already have.

Consolidating credit cards, personal loans, and higher-rate car loans with your home equity could lower your interest costs and your monthly payment.

Let's Run the Numbers

Fill out the form below to have a loan officer compare your current balances and rates against the options we provide, so you can see your monthly payment and your total interest before you decide anything.

By entering your information and clicking "submit", you agree that Movement Mortgage may call/text you about your inquiry, which may involve use of automated means and prerecorded/artificial voices. You do not need to consent as a condition of buying any property, goods or services. Message/data rates may apply.

Movement Mortgage Awards
BBB A+ Rating graphic
Inc 5000 graphic
Top 10 Mortgage Lender graphic
Two Ways to Lower Your Cost
Keep your mortgage as it is: HELOC

Open a line of credit and draw what you need to consolidate. Your current mortgage rate and payment don’t change. This could be a strong fit if you have a mortgage rate you want to hold onto.

Combine everything into one loan: cash-out refinance

Replace your mortgage with a new, larger one and use the difference to consolidate. You get a single payment, a typically fixed rate, and a set term. This could be a great option if today’s rates are close to or higher than your current rate.

Movement Foundation Image
More of Each Payment Goes Towards the Balance

When your rate on debt is higher, a bigger share of every payment goes to interest and your balance moves less.


Home equity loans are secured by your home, and their rates are often lower than credit card rates and other high-interest debt. A lower rate means less of each payment goes to interest, your balances come down faster, and you could pay less over the life of the debt.


As a bonus, several due dates become one.

Get Started

*Disclaimer : Borrower must meet all income, credit, property and underwriting requirements. Additional restrictions apply. This is not a commitment to lend. By refinancing your existing loan, your total finance charges may be higher over the life of the loan.