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Tracy James Headshot

Tracy James

Sr. Mortgage Loan Originator
Movement Mortgage
NMLS ID # 1332295
Lo siento, no hablo español.
trusted by homeowners everywhere
4.96

Amer M, HOMEBUYER

"Working with Tracy was a fantastic experience. Everything went smoothly from start to finish, and her clear, prompt communication made a huge difference."

ago 07, 2026

Sandra S, HOMEBUYER

"I didn't have a computer or a great deal of knowledge on how navigate the various forms and websites I needed to access. She walked me through the process with patience and good humor."

jul 23, 2026

William F, HOMEBUYER

"Clear, direct communication; Tracy understood my constraints and situation. She was available off hours and facilitated rapid processing. And she is very friendly!"

jul 15, 2026

Ida R, HOMEBUYER

"Working with Tracy James was truly one of the best parts of our home-buying experience. From start to finish, she was incredibly kind, exceptionally knowledgeable, and always available to answer our questions—whether that meant meeting with us in person, chatting over the phone, or emailing back and forth as often as needed. She kept us informed every step of the way, and her guidance made what could have been a stressful process feel educational and empowering. We always felt confident that we were in great hands. Having a local mortgage lender based right here in Friday Harbor was an added bonus. Tracy’s knowledge of the local market and community was invaluable, and we couldn’t be happier that we chose to work with her. We highly recommend Tracy and her team—10/10! We look forward to working with them again in the future."

jul 14, 2026

Carly M, HOMEBUYER

"Tracy is a magician! She made this entire experience seamless through her expertise, efficiency, creativity and problem solving. She was quick, professional and worked tirelessly to find the best options for us and buying our home. I would recommend Tracy to any and all people in my life who is purchasing a home. Thank you, Tracy!"

jul 07, 2026

Keri E, HOMEBUYER

"Tracy stayed with us the whole time. If there were quiet moments, she was there- reassuring us, answering questions, staying on top of it all. I felt like she was working 24/7. She was positive, had answers, and very pleasant to work with. She was honest and took each step/hurdle in stride. Our purchase was unique- like most- but she was prepared. She also had suggestions on othe resources we might need and her experience with the community is very reassuring."

jun 30, 2026

Debra D, HOMEBUYER

"Tracy was the consummate professional. She immediately made me feel that we would accomplish my goal of getting my house loan. I'm not very administrative so she was calm cool and collected and organized and efficient and thorough. She was awesome! Thank you"

jun 16, 2026

Rachel K, HOMEBUYER

"A sense of competency, expertise, and follow through from the team that helped me feel confident in the process, and sure of the outcome."

may 10, 2026

Jason W, HOMEBUYER

"Always felt like Tracy was sharing the full picture and giving us great advice."

may 09, 2026
Tracy James Headshot
Tracy James
Sr. Mortgage Loan Originator
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555 Spring St, Friday Harbor, WA 98250
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NMLS # 1332295

State License #AZ-1035521, CA Department of Financial Protection & Innovation (DFPI) under the California Residential Mortgage Lending Act-DFPI1332295, FL-LO136960, MN-Temporary Authority, VA-MLO-72195VA, WA-MLO-1332295