"My wife and I had an outstanding experience working with Pat as our mortgage lender. From the very beginning, his communication was clear, consistent, and proactive. He kept us informed every step of the way and made sure we understood exactly what was happening throughout the process. One of the things we appreciated most was his availability. Whether it was a weekday evening or a weekend, he was always willing to answer our questions or hop on a call—no matter how big or small the issue was. His timeliness and responsiveness gave us a great deal of confidence and peace of mind during what can often be a stressful time. What truly set Pat apart was his ability to explain complex financial concepts in simple, relatable terms. As someone who doesn’t come from a finance background, I felt fully informed and empowered to make decisions thanks to the way he broke things down and took the time to ensure I truly understood. He was always open to meeting in person or setting up a call, and he never made us feel rushed. That level of dedication and patience is rare and deeply appreciated. If you’re looking for someone who is not only highly knowledgeable but also genuinely cares about his clients, my wife and I highly recommend Pat."

"Pat is a very personable person and is really involved in the process. The rest of the team are very accommodating as well."

"Open communication, willingness to quickly address questions and no surprises."