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Justin Ruzicka

Justin Ruzicka

Branch Leader
Movement Mortgage
NMLS ID # 1870394
Lo siento, no hablo español.
926 3rd Ave. 1st Floor, Office D, New Brighton, PA 15066
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p: (412) 335-2317
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e: justin.ruzicka@movement.com
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Movement Blog

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octubre 7, 2026

What Is a Permanent Rate Buydown and Why Does It Matter...

Currently, 30-year mortgage rates are in the mid-7s* and it is affecting homebuyers monthly payments and overall affordability. But some are finding a way around it without waiting for rates to drop. The strategy uses something called a rate...

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Categories
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Rates Are Up. Here Is How Homebuyers Are Permanently Locking in a Lower Rate.

octubre 6, 2026

market update
The-Cost-of-Waiting
The Cost of Waiting to Buy a Home: What Most People Do Not Factor In

septiembre 18, 2026

mortgage sense
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Mortgage Rates are Not the Only Number That Matters Right Now

septiembre 11, 2026

market update
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What Buyers Are Getting Wrong About the Housing Market Right Now

agosto 6, 2026

mortgage sense
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The Market Looks Very Different for First-Time, Investor, and Luxury Homebuyers

agosto 6, 2026

market update
home-equity-worth-it-blog-hero
When is Accessing Your Home Equity Worth It?

julio 20, 2026

mortgage sense
Justin Ruzicka
Justin Ruzicka
Branch Leader
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926 3rd Ave. 1st Floor, Office D, New Brighton, PA 15066
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NMLS # 1870394

State License #DE-MLO1870394, FL-LO98149, IL-031.0085039, OH-MLO-OH.1870394, PA-71086, MD-1870394, MI-Temporary Authority, MT-1870394, VA-MLO-70776VA, WV-LO-1870394, TX

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