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Andy Villarraga Headshot

Andy Villarraga

Loan Officer
Movement Mortgage
NMLS ID # 1424085
Lo siento, no hablo español.
4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
Dial Phone Number
p: (980) 721-8099
f: (757) 264-9303
Send E-mail to
e: andy.villarraga@movement.com

Movement Blog

Homes

octubre 4, 2022

Beating the #1 “credit killer”

One of the biggest "dings" to your credit is having an account in collections. But what exactly does "collections" mean? That's when an account falls seriously behind on its payments (around 3-6 months usually) and the creditor...

Andy Villarraga Headshot
Andy Villarraga
Loan Officer
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4804 Courthouse Street, Ste 4B, Williamsburg, VA 23188
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NMLS # 1424085

State License #VA-MLO-34314VA